Finance Center

A vehicle service contract helps cover the cost of certain unexpected mechanical and electrical repairs, including eligible repairs that may occur after the original factory warranty expires.

Available coverage may include:

• Engine, transmission, and drive-axle components
• Steering, suspension, and cooling systems
• Air-conditioning and heating components
• Electrical systems, sensors, and modules
• Fuel-system and brake components
• Alternate transportation and roadside benefits
• Travel protection for certain covered breakdowns

Fidelity Warranty Services offers multiple coverage levels, allowing eligible customers to select protection based on their vehicle, needs, mileage, budget, and expected length of ownership.

Covered service is available through thousands of participating service centers throughout the United States and Canada. Coverage, exclusions, deductibles, mileage limits, and benefits vary by the contract selected.

GAP may help waive the difference between the amount you owe your finance company and the amount paid by your automobile insurer if your vehicle is stolen or declared a total loss.

GAP may be especially useful when you:

• Make a small down payment
• Finance for 60, 72, or 84 months
• Include prior negative equity in the new loan
• Purchase a vehicle that depreciates quickly
• Would have difficulty paying a remaining balance after a total loss

For example, your insurance company may pay the vehicle's actual cash value after a covered total loss, but that amount may be less than the balance remaining on your loan. GAP is designed to help address an eligible difference, subject to the terms and limitations of the agreement.

GAP does not replace automobile insurance and does not provide collision, comprehensive, liability, or property-damage coverage.

A prepaid maintenance plan covers specified routine maintenance services during the selected term. Instead of paying separately for each covered visit, you purchase a defined schedule of eligible maintenance services in advance.

Depending on the plan selected, services may include:

• Engine oil and filter changes
• Tire rotations
• Multi-point inspections
• Brake inspections, cleaning, or adjustments
• Additional scheduled services listed in the agreement

Prepaying can help protect against future increases in labor and service costs while encouraging consistent maintenance according to the selected service schedule.

Available terms, mileage allowances, intervals, and covered services vary. Review the maintenance agreement for the exact schedule applicable to your vehicle.

Road Hazard Tire & Wheel Protection helps cover eligible tire and wheel repair or replacement costs when damage is caused by covered road hazards such as potholes, nails, glass, or roadway debris.

Available benefits may include:

• Tire repair or replacement
• Wheel repair or replacement
• Cosmetic wheel repair with eligible coverage
• Roadside-assistance reimbursement
• Alternate transportation benefits
• No deductible on certain covered services

This protection can be especially valuable on vehicles equipped with larger wheels, low-profile tires, performance tires, or more expensive factory wheel packages.

Damage caused by accidents, misuse, vandalism, theft, negligence, normal wear, or tires below the contract's minimum tread-depth requirement may not be covered.

Appearance Protection helps preserve eligible interior and exterior vehicle surfaces from certain environmental exposure, spills, stains, and other covered damage associated with daily use.

Available protection may include:

• Ceramic-based exterior surface protection
• Protection from oxidation and fading
• Protection from certain bird-dropping or insect damage
• Protection from certain hard-water stains and environmental fallout
• Interior spill and stain protection
• Protection from certain UV exposure and temperature effects

Maintaining your vehicle's interior and exterior condition can improve its appearance throughout ownership and may help preserve future resale or trade-in appeal.

Covered surfaces, treatments, repair benefits, exclusions, and claim requirements are determined by the Appearance Protection agreement.

Courtesy Guard is a theft-deterrent system that applies a permanent, uniquely identifiable ultraviolet marking to the vehicle. The marking is designed to help identify the vehicle and discourage theft.

Courtesy Guard provides:

• A unique vehicle identification marking
• An ultraviolet label visible under black light
• A theft-deterrent warning for potential thieves
• Additional vehicle-identification assistance
• An eligible limited theft benefit if the vehicle is not recovered

Courtesy Guard may provide a limited financial benefit if the covered vehicle is stolen and not recovered within the period stated in the agreement. The benefit amount, waiting period, eligibility requirements, exclusions, and claim procedures are governed by the actual Courtesy Guard limited warranty.

Courtesy Guard is not automobile insurance and does not guarantee that a vehicle will not be stolen or that a stolen vehicle will be recovered.